Military Career Decision Calculator - Complete Financial Edition

MILITARY CAREER DECISION CALCULATOR

Complete Financial Edition - Full Tax, TSP, 401k, and Benefits Modeling

Complete Financial Modeling

Now includes TSP/401k modeling, High-3 vs BRS calculations, BAH/BAS, special pays, risk-adjusted discount rates, and comprehensive retirement planning

Quick Start: Load Common Military Career Scenarios

Select Scenario

Load preset values for common career decisions

Current Situation

Current Age

Years of Service

Current Rank

Retirement System

BRS: 40% + TSP match | High-3: 50% pension

Family Status

State of Residence

Comprehensive state tax modeling

Location Type

Average BAH (Career)

Career average housing allowance (tax-free)

BAS (Monthly)

Basic Allowance Subsistence (auto-set)

Special Duty Pay (Monthly)

Flight pay, hazardous duty, etc. (taxable)

Current TSP Contribution %

Your TSP contribution (gov matches up to 5%)

Separation Path

Career Scenario

Separation at YOS

Starting Salary (Base)

Market rate for senior technical role

Expected Growth %

Annual salary increase rate

Bonus/Equity %

Performance bonus + stock/equity

VA Disability %

Estimated disability rating (tax-free)

401k Contribution %

Your 401k contribution %

Employer Match %

Employer match %

Military Retirement Path

Retirement at YOS

Retirement Rank

Post-Military Salary

Post-Mil Growth %

Post-Mil Career Years

TRICARE/Healthcare Value

Market rate for quality family healthcare coverage

Risk Level

Economic uncertainty + discount rate

Number of Simulations

Complete Financial Monte Carlo Results

Probability Analysis

Separation wins in X% of scenarios

Median advantage: $XXX,XXX

Separation Path Outcomes

10th Percentile (Worst Case)

50th Percentile (Median)

90th Percentile (Best Case)

Retirement Path Outcomes

10th Percentile (Worst Case)

50th Percentile (Median)

90th Percentile (Best Case)

Distribution of Outcomes

Scenario Analysis

Complete Financial Risk & Analysis

Run simulation to see detailed analysis with complete financial modeling...